1.Our Core Business
Victoria And Grey Asset Company Limited is a private equity fund. We actively look to invest into our core area, namely the purchase of bad debts, covering consumer credit receivables from banks, finance companies, credit cards, trade debts, medical claims, and others throughout Hong Kong, China and Macau. Many organizations across the Far East have written off considerable sums due to numerous reasons. Our Debt Purchase service enables our clients to achieve a one off, or staged tiered payment for the bad accounts.

2.Funding
As a result of both our own resources and strategic alliances, V & G is able to fund virtually all debt acquisitions.

3.Collection Acitivites After Purchase
After the purchase, V & G assigns the debts to our authorized agents to perform the collection. All of our collection activities are undertaken in full compliance with the applicable laws in force in the “collection jurisdiction”. Image preservation for our clients is a top priority.

4.Portfolio Interested
V & G will consider the purchase of virtually all types of debt, for instance:
1. Bank loans
2. Credit card bad debts
3. Personal loans of finance companies
4. Overdue account receivables
5. 2nd, 3rd, 4th placement consumer or commercial debts
6. Prime or 1st placement consumer or commercial debts
7. Overseas - consumers or trade debts
8. Retail collections
9. Charge off / Write-off of both consumer or commercial debts
10. Non-performing loans
11. Small and petty accounts receivable relating to telecommunications, telephone, utilities, consumables, etc.
12. Unpaid medical bills / medical claims,
13. Judgment debts unpaid,
14. Bad debts owed by debtors now in bankruptcy, or under Individual Voluntary Arrangement program (IVA) or such other mandatory voluntary arrangement schemes, &
15. Bad debts / receivables owned by companies under receivership, or under re-organization.

5.Quotation on Portfolios
Please directly contact us by email info@vicandgrey.com phone (852) 3106-3332, or fax (852) 3106-3262 as we are available at V & G to both analyze and subsequently provide a quotation for the target portfolios.

6.Confidentiality Statement
V & G hereby commits to trying our utmost effort in keeping all the communications, records and other activities in confidence during and after the contacts and negotiations with you. We strictly abide by all local laws, regulations, as well as meet any additional requirements and/or guidelines laid down by our clients.